Terms & Conditions

Acceptance of Terms

By accessing or using the Haves Group Ltd website at havesgroup.afrinnovators.co.rw (the "Site"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our Site or services.

These Terms apply to all visitors, users, and anyone who accesses or uses the Site. By continuing to browse or use our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

Our Services

Haves Group Ltd is a Rwandan company operating across three core divisions:

• Agribusiness — Sustainable agriculture, organic farming, and agricultural produce supply across Rwanda.
• Wellness & Human Development — Holistic wellness products, life coaching, purpose discovery sessions, and personal development programmes.
• Books & Workshops — Educational publications, training workshops, and courses focused on holistic living, purpose, and career transformation.

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

Use of Website

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Use the Site in any way that violates applicable local, national, or international laws or regulations.
• Transmit any unsolicited or unauthorised advertising or promotional material.
• Attempt to gain unauthorised access to any part of the Site or its related systems.
• Reproduce, duplicate, copy, or resell any part of the Site in violation of these Terms.
• Use automated tools to scrape, crawl, or extract data from the Site without written permission.

Intellectual Property

All content on this Site — including but not limited to text, graphics, logos, images, product descriptions, blog posts, and downloadable materials — is the property of Haves Group Ltd and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this Site without express written permission from Haves Group Ltd.

Products & Orders

All products listed on this Site are subject to availability. We reserve the right to discontinue any product at any time. Prices are subject to change without notice.

• Product images are for illustrative purposes and may vary slightly from the actual product.
• Haves Group Ltd reserves the right to refuse or cancel any order at its sole discretion.
• Bulk orders and custom pricing are available — contact us directly for quotations.
• All sales are final unless the product is defective or not as described.

WhatsApp Ordering

Haves Group Ltd facilitates product enquiries and orders via WhatsApp. By initiating a WhatsApp order through our Site, you acknowledge and agree that:

• WhatsApp orders are enquiries and not confirmed purchases until explicitly confirmed by a Haves Group representative.
• Pricing, availability, and delivery terms will be confirmed during the WhatsApp conversation.
• Haves Group Ltd is not responsible for delays caused by WhatsApp platform outages or connectivity issues.
• Your WhatsApp number and message content will be used solely to process your order enquiry.

Disclaimer

The information on this Site is provided on an "as is" basis without any warranties of any kind, either express or implied. Haves Group Ltd does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Wellness and health-related content on this Site is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional before making health decisions.

Limitation of Liability

To the fullest extent permitted by law, Haves Group Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or our services, including but not limited to loss of profits, data, or goodwill.

Our total liability to you for any claim arising out of or relating to these Terms or your use of the Site shall not exceed the amount you paid to us in the twelve months preceding the claim.

Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of Rwanda. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Rwanda.

Changes to Terms

Haves Group Ltd reserves the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

We encourage you to review these Terms periodically to stay informed of any updates.

Contact Us

If you have any questions about these Terms and Conditions, please contact us:

• Company: Haves Group Ltd
• Location: Kigali, Rwanda
• Email: info@havesgroup.com
• Phone: +250 788 298 789